If you were previously covered under a different dental plan with comparable coverage you may be eligible for a takeover credit under this plan at an additional cost.
If your prior coverage termination date is no more than 30 days prior to the date you are requesting coverage under this plan, you are eligible for a takeover feature whereby the length of time you were covered under your prior plan will be applied to the graded benefit features of this plan.
As a result, you will enter the plan at a higher level of benefit for coverage categories that grade up over time.
To qualify for this takeover feature you must provide an evidence of coverage letter from your prior carrier which includes the termination date of the prior plan and a summary of the benefits of the prior plan that illustrates prior comparable coverage. The takeover feature is available for a 20% increase to the base rate.
If you feel you are eligible for a takeover credit and would like to take advantage of it please give us a call at 800-620-5010 immediately before or after you have enrolled online in the plan. All required information and the additional premium must be submitted with your application.